Personal Lines

What We Offer

Homeowners

We offer a package insurance policy providing property and liability coverages tailored to the needs of most homeowners, condominium owners, and apartment tenants. Various versions are available depending on the type of dwelling insured and the scope of protection to be covered. It is the most commonly used insurance policy protecting homes in the United States.

Automobile

We offer an insurance policy that protects the insured against financial loss because of legal liability for automobile-related injuries to others or damage to their property by an auto. This policy also allows the insured to purchase coverage that insures against damage to the insured’s own vehicle. Coverage is provided for perils such as collision, vandalism, fire, and theft.

Personal Umbrella

We offer a policy designed to provide protection against catastrophic losses. It generally is written over various primary liability policies, such as the auto policy, homeowners liability, watercraft or other personal recreational vehicles. The umbrella policy serves two main purposes: it provides excess limits when the limits of underlying liability policies are exhausted by the payment of claims and it provides protection against some claims not covered by the underlying policies.

High Net Worth Clients

Dedicated Markets / Resources

Van Meter Insurance works with carriers delivering products specifically designed for insuring high net worth individuals.

Our carriers dedicated to high net worth customers deliver coverage packages that differentiate them from the standard carriers.

Some examples include:
Extended Replacement Cost, Rebuilding to Code, Cash Settlement Options, Suite of Services, including Home Appraisal Service, & World Class Claims Service